Stop Payment Fee
$35.00
Overdraft Fee^:
Fee charged when your available account balance is not sufficient to pay for an item or transaction
(check, in-person withdrawal, or other electronicmeans), but the Bank pays (or covers) the
transaction
$35.00
Nonsufficient Funds (NSF) Fee^:
Fee charged when your account's available balance is not sufficient to pay for an item and the Bank
returns the item unpaid
$35.00
Dormant Account Fees*:
Checking – monthly after 12 months
Savings – quarterly after 24 months and balance is less than $100
$6.00
$6.00
Wire Transfers:
Outgoing Wire (Domestic)
Outgoing Online Wire (Domestic)
Outgoing Wire (International)
$30.00
$20.00
$50.00
Online Banking Fees:
Business Online Banking Single User Fee (without eStatement enrollment)
Business Online Banking Multi User Fee
Consumer Bill Pay - Regular Delivery
Business Bill Pay (free up to 15)** - Regular Delivery
Consumer & Business Bill Pay - Rush/Same Day Electronic Delivery
$5.00 per month
$12.00 per month
Free
$.50 each, after 15
$9.95
Other Banking Fees:
Telephone Transfer Fee
Cashier’s Check
Collection Fee
Extra/Replacement Check Card
Foreign ATM Transaction Fee***
Undeliverable Mail Fee (per account/per occurrence)
Check Printing Charge
Garnishment/Levies
Account Research (per hour)
Account Research (per check)
Account Activity Printout/Statement Copy
Account Balancing Assistance (per hour)
Overnight Courier Fee (Collections Exceeding $5,000)
Charge Off Fee
$2.00
$10.00
$20.00
$5.00
$2.50
$5.00
Varies
$75.00
$20.00
$1.00
$5.00
$20.00
$20.00
$12.00
*Dormant Account Fees – TX: non-applicable; GA: $5 per month for 12 months, no charge after 12 months of dormancy.
^If an item is requested or submitted for payment multiple times and your available balance is not sufficient, the Bank may charge a fee for each return
and a fee if the item is finally paid into overdraft
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ozk.com
Rev. 08/2023
**Pay As You Go Checking – additional $.35 for each bill paid
SCHEDULE OF FEES
Incoming Wire $10.00
Outgoing Online Wire (International)
$40.00
Drawdown Wire $20.00
International Service Assessment (Regardless of currency conversion) 3%
Consumer & Business Bill Pay - Rush/Overnight Check Delivery $14.95
***Fee assessed for cash withdrawals, balance inquiries, funds transfers, payments, or any other activity. Fees charged by the ATM owner may also
apply. You may be charged a separate fee for each of these activities.
Non-Analysis Business Change Order Fee^^
Coin Order (free up to 15 rolls) $0.10 per roll, after 15 rolls
Currency Order (free up to 5 straps) $0.25 per strap, after 5 straps
•
•
^^Fee is charged on the second business day of the month for all change orders from the previous month.
