Freedom Advantage Mortgage
No down payment required.
Ready to buy a home? Skip the down payment. With 100% financing and no Private Mortgage Insurance (PMI), Bank OZK’s Freedom Advantage Mortgage brings homeownership right within reach. Please note that income or location requirements apply for qualification.*
A Greater Path to Homeownership
* Bank OZK offers this product to all qualified applicants subject to program and underwriting guidelines. To be eligible for the Freedom Advantage Mortgage: The property must be a one- or two-unit detached single family home, townhouse or condominium AND the applicants must meet income restrictions, based on the Metropolitan Statistical Area (MSA) median family income of the property location. OR the property location must be in low-to-moderate income (LMI) census tracts within Bank OZK’s Community Reinvestment Act (CRA) Assessment Areas. Subject to credit review and approval.
Let's Connect
Need assistance with something? Our Customer Care Team is available to help you Monday through Friday from 7am to 7pm CT and Saturday from 7am to 4pm CT.
