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Business Checking Accounts

Bank OZK offers a wide range of checking accounts to meet your business’ needs. From those wanting basic services to those seeking more detailed service and style, we have an account for you.

Every business is unique. Find what works for yours.

Whether you are just getting started or looking to earn interest and take your business to the next level, our accounts are tailored to you.

Small BusinessCheckingStart your business strong
  • $100 minimum opening balance
  • 250 combined items at no cost per calendar month1
  • No minimum balance
  • No monthly service fees
  • Free online bill pay2
  • Non-interest-bearing account
Growth BusinessCheckingGrow your business smarter
  • $100 minimum opening balance
  • 500 combined items at no cost per calendar month1
  • $20 monthly service fee
    • Avoid the monthly service fee by maintaining a $15,000 average collected daily balance per calendar month
  • Unlimited online bill pay
  • Non-interest-bearing account
Business AnalysisCheckingOffset fees with your balance
  • $100 minimum opening balance
  • $0.10 per electronic debits and credits
  • $0.10 per checks and deposits
  • $0.08 per deposited item
  • No monthly minimum balance required
  • $10 monthly service fee
  • Online bill pay3
  • Non-interest-bearing account
  • Earnings credit to offset fees

Interest PlusCheckingEarn interest while running your business
  • $100 minimum opening balance
  • 250 combined items at no cost per calendar month1
  • $12 monthly service fee
    • Avoid monthly service fee by maintaining a $2,500 average collected daily balance per calendar month
  • Free online bill pay2
  • Earns interest on entire collected balance4
  1. Combined items include deposits, deposited items, checks, electronic items and Online Banking transactions; $.50 fee applies per item in excess of amount allowed per calendar month.
  2. Up to 15 payments per calendar month. $0.50/payment thereafter.
  3. Per line-item fees apply.
  4. Interest rate is variable and may change at any time.

For Small Business Checking, Growth Business Checking and Interest Plus Business Checking, single sign-on and eStatements are required or a $5 monthly fee is assessed. Single sign-on and eStatements required for Business Analysis Checking; otherwise, $5 per month for single sign-on users; $12 for multiple Login IDs.

Three custom credit cards with colorful geometric patterns by artist Chad Mize.

Checking Account Benefits

Regardless of your choice, all of our business checking accounts come with a great range of standard benefits:

  1. For Small Business, Growth Business and Interest Plus Business, single sign-on and eStatements required or $5 monthly fee is assessed. Single sign-on and eStatements required for Business Analysis Checking; otherwise, $5 per month for single sign-on users; $12 for multiple login IDs.
  2. For mobile banking, carrier rates may apply.
  3. Fees and restrictions apply to some account types.
  4. Requires enrollment.

Overdraft Protection

A benefit of your checking account, overdraft protection is there to protect you from returned checks. Instead of returning the checks, we will automatically pay them for you, up to your security limit.

READ MORE ABOUT OVERDRAFT PROTECTION

Mobile Wallets

Mobile Wallets let you pay with your Bank OZK Visa debit card at participating merchants in-store and in-app directly from your Samsung®, Apple®, or Android™ device. You never even have to hand over a card and your personal information stays more secure.

READ MORE ABOUT MOBILE WALLETS

Travel Notifications

Want to keep your account safe and secure while traveling? The power is yours with CardValet and CardNotify! Monitor and manage your finances from anywhere.

READ MORE ABOUT TRAVEL NOTIFICATIONS

SAVE TIME, BE PREPARED

Documents you'll need to open a business account.

Let's Connect

Need assistance with something? Our Customer Care Team is available to help you Monday through Friday from 7am to 7pm CT and Saturday from 7am to 4pm CT.

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Please do not enter any sensitive information such as SSN or account number in the form below.