Business Checking Accounts
Bank OZK offers a wide range of checking accounts to meet your business’ needs. From those wanting basic services to those seeking more detailed service and style, we have an account for you.
Every business is unique. Find what works for yours.
Whether you are just getting started or looking to earn interest and take your business to the next level, our accounts are tailored to you.
- $100 minimum opening balance
- 250 combined items at no cost per calendar month1
- No minimum balance
- No monthly service fees
- Free online bill pay2
- Non-interest-bearing account
- $100 minimum opening balance
- 500 combined items at no cost per calendar month1
- $20 monthly service fee
- Avoid the monthly service fee by maintaining a $15,000 average collected daily balance per calendar month
- Unlimited online bill pay
- Non-interest-bearing account
- $100 minimum opening balance
- $0.10 per electronic debits and credits
- $0.10 per checks and deposits
- $0.08 per deposited item
- No monthly minimum balance required
- $10 monthly service fee
- Online bill pay3
- Non-interest-bearing account
- Earnings credit to offset fees
- $100 minimum opening balance
- 250 combined items at no cost per calendar month1
- $12 monthly service fee
- Avoid monthly service fee by maintaining a $2,500 average collected daily balance per calendar month
- Free online bill pay2
- Earns interest on entire collected balance4
- Combined items include deposits, deposited items, checks, electronic items and Online Banking transactions; $.50 fee applies per item in excess of amount allowed per calendar month.
- Up to 15 payments per calendar month. $0.50/payment thereafter.
- Per line-item fees apply.
- Interest rate is variable and may change at any time.
For Small Business Checking, Growth Business Checking and Interest Plus Business Checking, single sign-on and eStatements are required or a $5 monthly fee is assessed. Single sign-on and eStatements required for Business Analysis Checking; otherwise, $5 per month for single sign-on users; $12 for multiple Login IDs.

Checking Account Benefits
Regardless of your choice, all of our business checking accounts come with a great range of standard benefits:
- Mobile Deposit
- Online Banking1
- Online Bill Pay3
- eStatements4
- Treasury Management Services
- Instant Issue Debit Card
- Mobile Banking2
- Merchant Processing
- Check Image Statements
- For Small Business, Growth Business and Interest Plus Business, single sign-on and eStatements required or $5 monthly fee is assessed. Single sign-on and eStatements required for Business Analysis Checking; otherwise, $5 per month for single sign-on users; $12 for multiple login IDs.
- For mobile banking, carrier rates may apply.
- Fees and restrictions apply to some account types.
- Requires enrollment.
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