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Business Checking Accounts

Bank OZK offers a wide range of checking accounts to meet your business’ needs. From those wanting basic services to those seeking more detailed service and style, we have an account for you.

Every business is unique. Find what works for yours.

Whether you are just getting started or looking to earn interest and take your business to the next level, our accounts are tailored to you.

OZK BusinessCheckingStart your business strong
  • $100 minimum opening balance
  • 250 combined items at no cost per statement cycle**
  • $10 monthly service fee
    • Avoid the monthly service fee by maintaining a $500 minimum daily balance per statement cycle
  • Free online bill pay***
  • Non-interest-bearing account
OZK Growth BusinessCheckingGrow your business smarter
  • $100 minimum opening balance
  • 500 combined items at no cost per statement cycle**
  • $20 monthly service fee
    • Avoid the monthly service fee by maintaining a $10,000 average daily balance per statement cycle
  • Unlimited online bill pay
  • Non-interest-bearing account
OZK Interest+ BusinessCheckingEarn interest while running your business
  • $100 minimum opening balance
  • 100 combined items at no cost per statement cycle**
  • $15 monthly service fee
    • Avoid the monthly service fee by maintaining a $5,000 average daily balance per statement cycle
  • Free online bill pay***
  • Earns interest on entire collected balance*

OZK Non-ProfitCheckingCreated for small non-profits and community groups
  • $100 minimum opening balance
  • 50 combined items at no cost per statement cycle**
  • No monthly minimum balance required
  • No monthly service fee
  • Free online bill pay***
  • Non-interest-bearing account

Refer to Online Banking and Mobile Banking section for more information.

*Interest rate is variable and may change at any time.

**Combined items include deposits, deposited items, checks and electronic items; $0.50 fee applies per item in excess of amount allowed per statement cycle.

***Up to 15 payments per calendar month. $0.50 per payment thereafter.

New sleek Bank OZK branded debit card.

Checking Account Benefits

Regardless of your choice, all of our business checking accounts come with a great range of standard benefits:

  1. For Small Business, Growth Business and Interest Plus Business, single sign-on and eStatements required or $5 monthly fee is assessed. Single sign-on and eStatements required for Business Analysis Checking; otherwise, $5 per month for single sign-on users; $12 for multiple login IDs.
  2. For mobile banking, carrier rates may apply.
  3. Fees and restrictions apply to some account types.
  4. Requires enrollment.
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Overdraft Protection

A benefit of your checking account, overdraft protection is there to protect you from returned checks. Instead of returning the checks, we will automatically pay them for you, up to your security limit.

READ MORE ABOUT OVERDRAFT PROTECTION
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Mobile Wallets

Mobile Wallets let you pay with your Bank OZK Visa debit card at participating merchants in-store and in-app directly from your Samsung®, Apple®, or Android™ device. You never even have to hand over a card and your personal information stays more secure.

READ MORE ABOUT MOBILE WALLETS
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Travel Notifications

Want to keep your account safe and secure while traveling? The power is yours with CardValet and CardNotify! Monitor and manage your finances from anywhere.

READ MORE ABOUT TRAVEL NOTIFICATIONS
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SAVE TIME, BE PREPARED

Documents you'll need to open a business account.

Let's Connect

Need assistance with something? Our Customer Care Team is available to help you Monday through Friday from 7am to 7pm CT and Saturday from 7am to 4pm CT.

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Please do not enter any sensitive information such as SSN or account number in the form below.