Business Checking Accounts

Bank OZK offers a wide range of checking accounts to meet your business’ unique needs. From those needing basic services to those seeking more detailed service and style, we have an account for you.

Checking Account Benefits

Regardless of your choice, all of our business checking accounts come with a great range of standard benefits:

*For Small Business, Growth Business and Interest Plus Business, single sign-on and eStatements required or $5 monthly fee is assessed. Single sign-on and eStatements required for Business Analysis Checking; otherwise, $5 per month for single sign-on users; $12 for multiple login IDs.

Compare Account Options

  • Small Business Checking
  • Start Ups and light transaction volume
  • $100 minimum opening balance
  • 250 combined items at no cost per calendar month*
  • No minimum balance and no monthly service fees
  • Free Online Bill Pay**
  • Non-Interest Bearing Account
  • Growth Business Checking
  • Growing businesses
  • $100 minimum opening balance
  • 500 combined items at no cost per calendar month*
  • $15,000 average collected daily balance per calendar month or $20 monthly service fee will apply
  • Unlimited Online Bill Pay
  • Non-Interest Bearing Account
  • Business Analysis Checking
  • Heavy Transactions
  • $100 minimum opening balance
  • $0.10 per electronic debits and credits
  • $0.10 per checks and deposits
  • $0.08 per deposited item
  • No minimum balance required. $10 monthly service fee
  • Online Bill Pay***
  • Non-Interest Bearing Account
  • Earnings Credit to offset fees
  • Interest Plus Checking
  • Ideal for businesses that want to earn interest
  • $100 minimum opening balance
  • 250 combined items at no cost per calendar month*
  • $2,500 average collected daily balance per calendar month or $12 monthly service fee will apply
  • Free Online Bill Pay**
  • Earns Interest on entire collected balance

*Combined items include deposits, deposited items, checks & electronic items; $.50 fee applies per item in excess of amount allowed per calendar month **Up to 15 payments per calendar month. $0.50/payment thereafter. ***Per line item fees apply

For Small Business, Growth Business and Interest Plus Business, single sign-on and eStatements required or $5 monthly fee is assessed. Single sign-on and eStatements required for Business Analysis Checking; otherwise, $5 per month for single sign-on users; $12 for multiple Login IDs.