Online Security & Privacy
At Bank OZK, protecting your information and assets is top priority. As fraud schemes evolve and become more sophisticated, the best way to be safe is to stay informed about the current trends.
Bank Safely Online
Here are some proactive tips for keeping your bank account safe:
- Don’t leave personal items like your wallet or purse in your car.
- Don’t leave outgoing mail in your mailbox with the flag up. It is a notice to thieves that you may have checks in your mailbox.
- Don’t write down PIN’s or logins. Memorize them.
- Put a password on your account that only you know.
- Use caution with public unsecured Wi-Fi. Criminals may be waiting to access your device.
- Notify your bank as soon as you think your identity may have been compromised.
Online Banking Security
Bank OZK’s online banking systems bring together a combination of industry proven security technologies to protect data for the bank and for you, our customer. Some of these features include transmission security, which addresses the need to keep unauthorized agents from intercepting and/or deciphering the transmission of customers’ encrypted data while it travels between the customer’s computer and the Bank OZK (“Bank”) server environment and various other state of the art security technologies working behind the scenes to help insure your data remains safe.
More than 27 million Americans have experienced identity theft, and that number is growing every year. Just as your home, automobile or personal safety can be at risk from criminals, so can your financial information. Bank OZK has substantial security measures in place to protect your identity and accounts.
Phishing (pronounced 'fishing') is a scam employed by cybercriminals to trick you into providing them with personal information that could be used to steal your identity. Bank OZK will never ask you for sensitive information via email or during a telephone conversation you did not initiate or request.
There are many different ways to commit check fraud, but one of the most common is when criminals use forged checks to purchase merchandise or services. In some cases, victims are instructed to deposit fake checks and send a portion of the funds to another person. After the funds are withdrawn, the check is returned leaving the victim at a financial loss.
Businesses are common criminal targets. In many cases, fraudsters target employees with access to company finances and con them via email into making wire transfers into accounts that look like they belong to the company or a trusted partner, but are actually controlled by the criminal.
Some criminals create fake job opportunities and use the application process as a way of collecting personal information from victims. Other criminals go one step further in offering applicants jobs and then requesting the victim send funds to pay for supplies, credit reports, software, or equipment.
Criminals sometimes contact people by phone, email, or text congratulating them on winning a lottery, sweepstakes, or contest they did not enter. The message usually states that to receive the winnings you must first pay the taxes or another type of fee in advance. They then give instructions to mail or wire the payment to an individual.
Criminals troll dating websites and social media for unsuspecting victims. They spend weeks, sometimes months, cultivating an online relationship and then begin making requests for assistance paying bills or helping relatives. Many times, victims become so invested in the relationship they are reluctant to believe it may be a scam.
Let Bank OZK know immediately if you have lost or stolen checks or cards; if you feel your user ID, password or account numbers have been compromised; or if you notice any unauthorized activity associated with any of your Bank OZK accounts. These situations should be reported by calling (800) 274-4482 (Monday-Friday 7 a.m. to 7 p.m. CT, Sat. 7 a.m. to 4 p.m. CT), contacting us via our website or stopping by your nearest branch.
The Bank OZK Online Security and Privacy resources are intended for general information and educational purposes only. They do not claim to be comprehensive, or to provide legal advice and should not be treated as a substitute for professional legal advice on individual cases on computer-related events
Need assistance with something? Our Customer Care Team is available to help you Monday through Friday from 7am to 7pm CT and Saturday from 7am to 4pm CT.
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