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Small Business Banking & Account Services

Savvy lenders and business-focused services.

Business Checking Accounts

From startups to more mature operations, our business checking accounts are built to best suit your business’ unique needs. With four different checking account options, finding your next operating account has never been easier.

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Business Savings Accounts

It's time to put your money to work for you. With three different options, our Money Market and Commercial Savings Accounts give your business the flexibility it needs to reach any number of savings goals. Open an account today and watch your money grow.

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SBA Loans

Small Business Association loan programs were started to make it easier for small businesses to get the credit they need. As a Preferred SBA Lender, Bank OZK can help with financing to start or expand your business.

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Treasury Management

Bank OZK is here to help you manage the day-to-day cash flow and the financial operations of your business. Our robust suite of treasury services are designed to optimize your company’s overall financial performance and increased productivity.

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Merchant Services

We understand that the needs of your customers, and your business, are constantly evolving. That is why we offer a range of innovative solutions specific to your trade. We can help you win new customers, build customer loyalty, attract repeat business, create efficiencies, as well as offer your customers convenient and safe purchases.

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Excellence. Year after year.

Delivering excellence for our customers is what drives each and every one of us — day after day, year after year

Top Performing Bank

2013, 2014, 2015, 2016, 2017, 2018


Overall Top Performer

2021 Performance Powerhouses Study

America's Best Banks

2019, 2020, 2021


World's Best Banks

2019, 2020, 2021

Best Bank in the South

2020

Top Performing Regional Bank

2012, 2015, 2016, 2017, 2018

Top Performing Bank

2011, 2012

BauerFinancial

Superior 5-Star Rating

Deposit Rating

A- Investment Grade

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