Individual Retirement Accounts
No matter your age, it’s always the right time to think about and prepare for retirement. Saving for tomorrow begins today!
A traditional IRA allows an individual to save for retirement by earning a return in exchange for holding your funds. The funds deposited in your Traditional IRA grow tax-free and your earnings are not taxed until they are withdrawn.
A Roth IRA is an individual retirement account that allows you to save for retirement with funds that have already been taxed.
Simplified Employee Pension Plan (SEP)
As an alternative to a 401(k) plan, a SEP provides self-employed individuals or small-business owners with an easy way to help their employees or themselves save for retirement.
Coverdell Educational Savings Account (CESA)
A CESA is a tax-free educational savings account established for the benefit of a child up to the age of 18. Non-Guardians can open the account for the benefit of a child; however, the parents or legal guardians will retain control of the funds until the child turns 18.
This information is not comprehensive and is strictly meant for educational and general marketing purposes. It should not be relied on or interpreted as accounting, financial planning, investment, legal or tax advice. We encourage you to consult the appropriate professional for your specific situation. For current tax rules, visit IRS.gov. More information on the different account types is available from your banker. Additional terms and conditions apply.
Depending upon your financial goals, these other available account options may be a better fit.
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