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Money Market Accounts

If you are looking for an accessible account that offers an easy way to grow your funds, open an Investor’s Choice Money Market today!

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Money Market Accounts

With a variety of money market accounts, we’ve got options that let you earn competitive interest while maintaining access to your funds when needed. Save for those big purchases or unexpected expenses and put your money to work for you:

  • Schedule one-time or recurring automatic transfers to your money market account from another Bank OZK account or another bank using Online Banking or Mobile Banking*
  • Round up debit card transactions and automatically transfer the difference to your money market account with My Change Keeper**
  • Set up Safety Link to help prevent overdraft fees

* Restrictions and limitations apply. Fees may apply.

** Must have an eligible Bank OZK checking and savings account. Enrollment is required.

Compare Account Options

  • Premium Personal Money Market

  • Our most popular money market account
  • $2,500 minimum opening balance
  • As long as your balance does not fall below $2,500 on any day of the monthly cycle, you will not receive the $10 monthly service fee
  • Allowed up to six account withdrawals or transfers per calendar month*
  • Interest rate is variable
  • Investor’s Choice Money Market

  • All balances earn the same great yield
  • $1,000 minimum opening balance
  • As long as your balance does not fall below $1,000 on any day of the monthly cycle, you will not receive the $10 monthly service fee
  • Allowed up to six account withdrawals or transfers per calendar month*
  • Interest rate is variable
  • Money Market Plus

  • Tiered interest rates based on your balance
  • $1,000 minimum opening balance
  • As long as your balance does not fall below $1,000 on any day of the monthly cycle, you will not receive the $10 monthly service fee
  • Allowed up to six account withdrawals or transfers per calendar month*
  • Interest rate is variable
  • Money Market Gold

  • Offers higher interest rates than Money Market Plus
  • Tiered interest rates based on your balance
  • $10,000 minimum opening balance
  • As long as your balance does not fall below $10,000 on any day of the monthly cycle, you will not receive the $10 monthly service fee
  • Allowed up to six account withdrawals or transfers per calendar month*
  • Interest rate is variable

* TRANSACTION LIMITATIONS: Debit card payments, internet bill payments, wire transfers, checks, drafts and similar orders, as well as transfers from this account to another account by pre-authorized, automatic, telephone, mobile, or online banking transfer are limited to six per statement cycle. The account will be charged $10 each statement cycle in which the transaction limit is exceeded. There is not a transaction limit for cash withdrawals made at an ATM or in person at one of our branches.

    Depending upon your financial goals, these other available account options may be a better fit.

  • Savings – First step toward reaching short-term savings goals
  • CDs – A fixed interest rate and fixed term provide a predictable savings strategy
  • IRAs – Options to save for retirement with potential tax advantages*

* Subject to IRS limitations.

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