Terms and Conditions
When you enroll in our My Change Keeper savings service, we round up the amount of any Bank OZK Visa® debit card purchase made by you or any Bank OZK Visa debit cardholder of your Checking Account to the next whole dollar amount in excess of the purchase price (plus any additional amount you selected), and transfer that amount from your Checking Account to the designated savings or checking account(s).
We aggregate the round up from purchases that post to your Checking Account each business day and make a single transfer at the end of the business day. If on a business day you do not have sufficient available funds ($5 minimum balance) in your Checking Account, we do not round up purchases posted on that business day and we cancel the My Change Keeper transfer for that day.
If your Visa debit card purchase is subsequently cancelled or reversed, the corresponding My Change Keeper transfer will remain in the designated account(s). We may cancel the My Change Keeper transfer at any time. My Change Keeper is available only on Visa debit cards linked to your Bank OZK Checking Account indicated above.
If the Checking Account with My Change Keeper savings service is closed or all accounts receiving My Change Keeper transfers are closed, the My Change Keeper service will be canceled. You agree to notify the bank in writing if you wish to cancel the My Change Keeper savings service.