Find an account that's right for you
Whether you’re building your emergency fund or planning for something fun, we can help you grow your savings.
- $50 minimum opening deposit requirement
- $3 monthly service fee
- Avoid the monthly service fee by maintaining a minimum daily balance of $100 or more during the monthly statement cycle
- Waived for the first two monthly service charge/statement cycles after account opening
- Earns interest2
- Up to six account withdrawals or transfers per calendar month to avoid a fee3
- Unique mobile app savings experience4
- Free paper statement
- To learn how you can earn entries to win $1,000, read the FAQs or Prize Linked Savings Rules (Promotion not available in Florida)
- $5 minimum opening deposit requirement
- No monthly service fee
- Earns interest2
- Up to six account withdrawals or transfers per calendar month to avoid a fee3
- Free paper statement
- Eligibility for this Prize Linked Savings Promotion requires an OZK Savings Account. Open to legal United States (U.S.) residents, residing in the states of Arkansas (AR), Georgia (GA), Texas (TX) and North Carolina (NC) who are 18 years of age or older. Void outside AR, GA, TX, NC and where prohibited. Eligibility requires an OZK Savings Account in Arkansas (AR), Georgia (GA), Texas (TX) or North Carolina (NC). Starts 12:00 a.m. Eastern Time ("ET") on 09/01/22 and ends 11:59 p.m. ET on 12/31/22. Sponsored by Bank OZK, 18000 Cantrell Road, Little Rock, AR 72223. Each $25 eligible deposit made to an OZK Savings Account is equivalent to one entry. The number of entries is limited to 10 per customer per Monthly Prize Period, from all qualifying accounts held by the Account Holder. Prize awarded as a direct deposit to the winner’s OZK Savings account. Please refer to the Prize Linked Savings Rules for further details.
- Interest rate is variable and may change at any time.
- Transaction Limitations: Debit card payments, internet bill payments, wire transfers, checks, drafts, and similar orders, as well as transfers from this account to another account by preauthorized, automatic, telephone, mobile, or online banking transfer are limited to six (6) per monthly service charge/statement cycle. The account will be charged $10.00 each monthly service charge/statement cycle the transaction limit of six (6) is exceeded. There is no transaction limit for cash withdrawals made at an ATM or in person at one of our branches.
- Mobile features require enrollment in Mobile and Online Banking. Availability may be affected by your mobile carrier’s coverage area. Carrier data charges may apply.
Deposits made into savings and IRA savings and money market accounts may be subject to a seven-business-day hold.
Save more to win with OZK Savings
The more you save, the more chances you could earn to win $1,000.1 Saving $1,000 is the perfect amount of money to better prepare you for the proverbial rainy day, an unexpected expense, or those special life moments.
Prized Linked Savings promotion is not available in Florida.
- Eligibility for this Prize Linked Savings Promotion requires an OZK Savings Account. Open to legal United States (U.S.) residents, residing in the states of Arkansas (AR), Georgia (GA), Texas (TX) and North Carolina (NC) who are 18 years of age or older. Void outside AR, GA, TX, NC and where prohibited. Eligibility requires an OZK Savings Account in Arkansas (AR), Georgia (GA), Texas (TX) or North Carolina (NC). Starts 12:00 a.m. Eastern Time ("ET") on 09/01/22 and ends 11:59 p.m. ET on 12/31/22. Sponsored by Bank OZK, 18000 Cantrell Road, Little Rock, AR 72223. Each $25 eligible deposit made to an OZK Savings Account is equivalent to one entry. The number of entries is limited to 10 per customer per Monthly Prize Period, from all qualifying accounts held by the Account Holder. Prize awarded as a direct deposit to the winner’s OZK Savings account. Please refer to the Prize Linked Savings Rules for further details.
Savings Account Perks
Whether it's an unexpected expense or a big financial goal you hope to achieve, a savings account can help. Start developing good savings habits and put your money to work:
- Schedule one-time or recurring automatic transfers to your savings account from another Bank OZK account or another bank using Online Banking or Mobile Banking*
- Round up debit card transactions and automatically transfer the difference to your savings account with My Change Keeper**
- Set up Safety Link to help prevent overdraft fees***
* Online and Mobile Banking require enrollment. Restrictions and limitations apply.
** Must have an eligible Bank OZK checking and savings account. Enrollment is required.
*** Must have an eligible Bank OZK account. Enrollment is required.
Depending upon your financial goals, these other available account options may be a better fit.
- Money Market – Interest-bearing account with easy access to funds when needed
- CDs – A fixed interest rate and fixed term provide a predictable savings strategy
- IRAs – Options to save for retirement with potential tax advantages*
* Subject to IRS limitations.
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