Purchasing a new home should be a time filled with pride and joy. Ease the stress of getting a mortgage loan by working with a partner invested in your success.
Mortgage Options & Benefits
We offer both a fixed rate mortgage and an adjustable rate mortgage. See below for helpful information about both mortgage options. No matter which you choose, all Bank OZK mortgages are originated by local lenders you know and trust. All mortgage loans are also serviced in-house at Bank OZK.
Need help with your mortgage?
The COVID-19 pandemic has been difficult for homeowners. Bank OZK wants our customers to get the mortgage support they need through a federal Homeowners Assistance Fund. Apply today to see if you qualify for assistance with your primary residence mortgage.
Freedom Advantage Mortgage
With our Freedom Advantage Mortgage, you have the opportunity to qualify for 100% financing or down payment assistance and federal grants.
- Up to 100% financing options
- No Private Mortgage Insurance (PMI)
- Assistance with down payment and grants available in some areas
- Available for home refinancing
- Fixed rate terms
Bank OZK offers this product to all qualified applicants subject to program and underwriting guidelines. To be eligible for the Freedom Advantage Mortgage, the property must be a one- or two-unit detached single family home, townhouse or condominium
- The applicants must meet income restrictions, based on the Metropolitan Statistical Area (MSA) median family income of the property location
- The property location must be in low-to-moderate income (LMI) census tracts within Bank OZK’s Community Reinvestment Act (CRA) Assessment Areas
- The property location must be in a majority-minority census tract (MMCT) in one of Bank OZK’s designated markets.
|Lender||Branch Location||Phone Number||NMLS Number|
|Victoria Sexton||Little Rock, AR||501-319-6649||1745524|
|LaTina Curry||Houston, TX||281-999-9225||1105022|
|Gary Daniell||Atlanta, GA||404-547-7895||165729|
|Lori Medley||Atlanta, GA||678-216-8063||166203|
|Sheri Bowman||Cornelius, NC||704-997-0681||72595|
|Christy Ross||Fort Worth, TX||682-263-5238||567753|
|Jovanni Pulido||Frisco, TX||469-365-6222||2132024|
OZK Adjustable Rate Mortgage (ARM)
The OZK ARM comes complete with lenders you know and trust, flexible terms and competitive rates. And your loan stays with Bank OZK!
Bank OZK offers this product to all qualified borrowers and all applicants subject to program and underwriting guidelines. Eligible property types include: one- or two-unit detached single family house, townhouse or condominium.
Let us help your dream of home ownership come true! To learn more or apply for the OZK ARM, please contact your local Bank OZK branch.
Questions about the servicing of your mortgage with Bank OZK?
Please download this More Information About Loan Accounts document to help answer questions you may have concerning billing statements, credit reporting or other information requests.
For questions about mortgage payments, please contact our Customer Care Team using the form below. Be careful not to include your loan number, SSN or other sensitive information.
Need assistance with something? Our Customer Care Team is available to help you Monday through Friday from 7am to 7pm CT and Saturday from 7am to 4pm CT.
By submitting this form, you agree to our privacy and terms.
Please do not enter any sensitive information such as SSN or account number in the form below.