Mortgage Loans
Purchasing a new home should be a time filled with pride and joy. Ease the stress of getting a mortgage loan by working with a partner invested in your success.
Mortgage Options & Benefits
We offer both a fixed rate mortgage and an adjustable rate mortgage. See below for helpful information about both mortgage options. No matter which you choose, all Bank OZK mortgages are:
- Backed by the strength of the nation’s #1 rated bank based on financial performance 8 years in a row
- Serviced in-house at Bank OZK
- Originated by local lenders you know and trust
Freedom Advantage Mortgage
With our Freedom Advantage Mortgage, you have the opportunity to qualify for 100% financing or down payment assistance and federal grants.
With an experienced Bank OZK mortgage partner, you can be confident that you are getting the best service and a competitive rate – Freedom Advantage offers you:
- Up to 100% financing options
- No Private Mortgage Insurance (PMI)
- Assistance with down payment and grants available in some areas
- Available for home refinance*
- Fixed rate term available
*Cash-out refinances are prohibited.
Bank OZK offers this product to all qualified borrowers and all applications subject to program and underwriting guidelines. To be eligible for the Freedom Advantage Mortgage:
- Must have collateral such as a one or two unit detached single family home, townhouse or condominium
- Meet income requirements; which are 80 percent or less of the MSA median family income of the property location
OR
- The property location must be in low-to-moderate income (LMI) census tracts within Bank OZK’s Community Reinvestment Act (CRA) Assessment Areas
Want to know more or apply? Contact the lender below nearest to you
| Lender | Branch Location | Phone Number | NMLS Number |
|---|---|---|---|
| Kedrick Dobbins | Little Rock, AR | 501-319-6649 | 1164689 |
| Kimberly L Marshall | Little Rock, AR - Markham & Rodney Parham | 501-906-2503 | 665614 |
| Pamela Garcia | Coral Gables, FL | 305-702-6826 | 1024064 |
| Chuck Davis | Tampa, FL - North Dale Mabry | 813-715-4700 | 437144 |
| Luisa Robinson | Dallas, GA | 404-993-8721 | 278693 |
| Joann Smith | Douglasville, GA - Hospital | 470-363-7704 | 233771 |
| Sheri Bowman | Cornelius, NC | 704-997-0681 | 72595 |
| Philip Lamar | Frisco, TX - Preston | 469-365-6226 | 822503 |
| Neil McGregor | Frisco, TX - Preston | 469-365-6236 | 620968 |
OZK Adjustable Rate Mortgage (ARM)
The OZK ARM comes complete with lenders you know and trust, flexible terms and competitive rates. And your loan stays with Bank OZK!
Bank OZK offers this product to all qualified borrowers and all applications subject to program and underwriting guidelines. Eligible property types include: one or two unit detached single family house, townhouse or condominium.
Let us help your dream of home ownership come true! To learn more or apply for the OZK ARM, please contact your local Bank OZK branch.
Connect With A LenderLet's Connect
Need assistance with something? Our team members are available to help you Monday through Friday from 7am to 6pm CT and Saturday from 7am to 12pm CT.
By submitting this form, you agree to our privacy and terms.
Please do not enter any sensitive information such as SSN or account number in the form below.
