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Home Loans

Purchasing a new home should be a time filled with pride and joy. Ease the stress of getting a home loan by working with a partner invested in your success.

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Home Loan Options & Benefits

We offer both a fixed rate mortgage and an adjustable rate mortgage. No matter which you choose, all Bank OZK mortgages are originated by lenders you know and trust and are serviced in-house at Bank OZK.

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Need help with your mortgage?

The COVID-19 pandemic has been difficult for homeowners. Bank OZK wants our customers to get the mortgage support they need through a federal Homeowners Assistance Fund. Apply today to see if you qualify for assistance with your primary residence mortgage.

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Freedom Advantage Mortgage

With our Freedom Advantage Mortgage, you have the opportunity to qualify for 100% financing or down payment assistance and federal grants.

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OZK Adjustable Rate Mortgage (ARM)

The OZK ARM comes complete with lenders you know and trust, flexible terms and competitive rates. And your loan stays with Bank OZK!

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Home Equity Lines of Credit (HELOC)

Need a little extra cash? Whether it’s large renovations or unexpected expenses, a Bank OZK HELOC combines low interest rates with unmatched flexibility, so you can leverage the equity you have to secure the financing you need.


Questions about the servicing of your mortgage with Bank OZK?

Please download this More Information About Loan Accounts document to help answer questions you may have concerning billing statements, credit reporting or other information requests.

For questions about mortgage payments, please contact our Customer Care Team using the form below. Be careful not to include your loan number, SSN or other sensitive information.

Let's Connect

Need assistance with something? Our Customer Care Team is available to help you Monday through Friday from 7am to 7pm CT and Saturday from 7am to 4pm CT.

By submitting this form, you agree to our privacy and terms.

Please do not enter any sensitive information such as SSN or account number in the form below.