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Home Loans

Purchasing a new home should be a time filled with pride and joy. Ease the stress of getting a home loan by working with a partner invested in your success.

Home Buyers with Banker

Home Loans Overview

The home buying or refinancing process should be simple. From application to closing, Bank OZK offers competitive fixed-rate mortgages through an online application that guides you through the process.

  • Simple, online application process
  • OZK Home mobile app for completing application requirements and securely uploading documents on the go
  • Dedicated and knowledgeable loan officers that provide customer service and support throughout the process
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Home Equity Lines of Credit (HELOC)

Need a little extra cash? Whether it’s large renovations or unexpected expenses, a Bank OZK HELOC combines low interest rates with unmatched flexibility, so you can leverage the equity you have to secure the financing you need.

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Freedom Advantage Mortgage

With our Freedom Advantage Mortgage, you have the opportunity to qualify for 100% financing or down payment assistance and federal grants.

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OZK Adjustable Rate Mortgage (ARM)

The OZK ARM comes complete with lenders you know and trust, flexible terms and competitive rates. And your loan stays with Bank OZK!


Questions about the servicing of your mortgage with Bank OZK?

Please download this More Information About Loan Accounts document to help answer questions you may have concerning billing statements, credit reporting or other information requests.

For questions about mortgage payments, please contact our Customer Care Team using the form below. Be careful not to include your loan number, SSN or other sensitive information.

Homeowners Assistance Fund

The COVID-19 pandemic has been difficult for homeowners. Bank OZK wants our customers to get the mortgage support they need through a federal Homeowners Assistance Fund. Apply today to see if you qualify for assistance with your primary residence mortgage.

Click Here to Learn About the Homeowners Assistance Fund

Let's Connect

Need assistance with something? Our Customer Care Team is available to help you Monday through Friday from 7am to 7pm CT and Saturday from 7am to 4pm CT.

By submitting this form, you agree to our privacy and terms.

Please do not enter any sensitive information such as SSN or account number in the form below.