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Home Equity Line of Credit (HELOC)

HELOC Rates

*Introductory Fixed Annual Percentage Rate (APR) of 5.99% is effective as of 4/29/24 for 12 months. It is not based on an index and/or margin. After the introductory period, the rate will adjust to the current variable rate offered and will reset monthly over the life of the line. As of 4/29/2024, a reasonable current APR from the previous 30 days is 8.75%, which is calculated from the Wall Street Journal Prime Rate plus a margin. Margins can vary based upon product parameters and eligibility criteria. The APR will not increase over 16.00% or go below 4.00%.

Offer is subject to credit review and approval. Offer subject to change without notice. Must pay certain fees to third parties, such as appraisers, credit reporting firms and government agencies. The Bank will provide an itemized list of the third-party fees upon request. The borrower must have property insurance. Offer only available in Arkansas, Florida, Georgia and North Carolina.

Vacation. Renovation. Education.

Need a little extra cash? Whether it’s large renovations or unexpected expenses, a Bank OZK HELOC combines low interest rates with unmatched flexibility, so you can leverage the equity you have to secure the financing you need for life’s next big adventure, including:

HELOC Landing Page People
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Home Improvements & Repairs

Whether it’s upgrading to your dream kitchen, adding a new addition or even turning your backyard into an outdoor oasis, we’ll help you get the financing you

** Consult a tax advisor regarding deductibility of interest.

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