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Personal Loans

Bank OZK makes the loan process easy to navigate and quick to close.

Personal Lending Options

No matter your goals, we offer a full range of personal loan products to meet your needs. From home improvement to vacation financing, we'll work with you to find the best possible solution.

  • Home Equity Lines of Credit
  • Personal Lines of Credit
  • Auto Loans

Make a Loan Payment

Save yourself time and postage each month. Make your Bank OZK loan payment online – from your computer or smartphone.


  • Pay with your savings or checking account (or by debit card for Guest User only)
  • Payments are processed same-day
  • Registered users can set up automatic payments to pay your loan or pay as you go
  • Guest users can make one-time or future dated payments

You will need the following information to make a payment:


  • Your Bank OZK loan account number
  • The checking or savings account number from which you wish to make your payment
  • The routing number for your checking or savings account
  • Debit card information for Guest User only

Payments made after 5:00pm (Central Time) Monday - Friday and on weekends or holidays will be posted on the next business day.


Registered Users:


  • If you would like to make a payment, please do so by accessing our secure payment portal below
  • First-time users, click the “Create an Account” link
  • Can make up to $50,000.00 payments

If you would like to set up automatic payments or make a one-time payment, please do so by accessing our secure payment portal below.

Login - Loan Payment

If you would like to set your loan up as recurring payment from your checking account, please print and complete our recurring payment form below.

Recurring Payments Set Up

Guest Users:

If you do not wish to register, you may make a payment up to $1,500.00 to your loan using a debit card or your checking or savings account. Please note, however, that there is a $3.95 convenience fee associated with this option.

Guest - Loan Payment

Note: Please do not attempt to pay off your loan via the online payment service. If you would like to pay off your loan, please call Customer Care Center toll-free at 1-800-274-4482. Monday through Friday 7am to 6pm CT and Saturday 7am to 12pm CT

Mail loan payment to:
Bank OZK
P.O. Box 196
Ozark, AR 72949-0196
Overnight delivery (FedEx, etc.):
Bank OZK
600 W Commercial ST
Ozark, AR 72949-3114

Questions regarding the servicing of your loan with Bank OZK?

Please download this document to help answer questions you may have concerning billing statements, credit reporting, or other information requests.

If you have questions about your payment, or if we can help in any way, please call the customer care center toll-free at 1-800-274-4482.

Let's Connect

Need assistance with something? Our team members are available to help you Monday through Friday from 7am to 6pm CT and Saturday from 7am to 12pm CT.

By submitting this form, you agree to our privacy and terms.

Please do not enter any sensitive information such as SSN or account number in the form below.