Personal Checking
Bank OZK offers a wide variety of checking accounts to meet your unique needs. From the basics, like Free Checking, to value pack accounts, like Bonus Checking, we have the product just for you.
Discover Personal CheckingPersonal Savings
Bank OZK helps you save today to meet your financial goals of tomorrow. With a variety of interest and non-interest bearing accounts, your money is here to work for you.
Discover Personal SavingsPersonal Investment Accounts
No matter your age, it’s always the right time to think about and prepare for retirement. Our different investment accounts offer benefits and features to meet a variety of financial planning needs.
Discover Personal Investment AccountsPersonal Loans
Bank OZK makes the loan process easy to navigate and quick to close. No matter your goals, we offer a full range of personal loan products to meet your needs. From home improvement to vacation financing, we'll work with you to find the best possible solution.
Discover Personal LoansMortgage Loans
Our experienced lenders, backed by one of the nation’s strongest banks, are ready to help you make that dream of home ownership come true. And, your Bank OZK lender will be with you every step of the way!
Discover Mortgage LoansCredit Cards
Our credit cards offer benefits and features to meet a variety of financial needs. Take a look at what each card has to offer and decide which one is right for you. Click below for more information and to apply online.
Read More About Credit Cards117Year Heritage
Bank OZK, formerly Bank of the Ozarks, has a 117-year tradition of community-based service and commitment to our customers. From our simple beginnings as a small community bank in Jasper, Arkansas in 1903, we’ve grown to be recognized as the top performing bank in the nation 13 times over the past eight years as determined by leading industry publications based on our financial performance.
We've always been the kind of bank where people like to do business and where people like to work, with a strong commitment to the communities we serve while cultivating relationships that grow and thrive together. And now, as Bank OZK, we’re doubling down on our community bank heritage while leveraging banking technology to deliver exceptional customer service.
Best Bank in the South2019 - 2020
A- Investment Grade
Superior 5 Star Rating
Top Performing Bank2013 - 2018
Top Performing Bank 2011 - 2012
Top Performing Regional Bank 2012, 2015-2018
From MONEY Magazine, ©2019 Meredith Corporation. Used under license. MONEY and Meredith Corporation are not affiliated with, and do not endorse products or services of, Bank OZK.
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