^*Eligibility for this Greater Savings Prize Linked Savings Account Promotion requires an OZK Savings Account, Personal Savings Account or OZK Pathway Savings Account. Open to legal United States (U.S.) residents, residing in the states of Arkansas (AR), Georgia (GA), Texas (TX) and North Carolina (NC) who are 18 years of age or older. Void outside AR, GA, TX, NC and where prohibited. Starts 12:00 a.m. Eastern Time (“ET”) on 01/01/26 and ends 11:59 p.m. ET on 12/31/26. Sponsored by Bank OZK, 18000 Cantrell Road, Little Rock, AR 72223. Each $25 eligible deposit made to an OZK Savings Account, Personal Savings Account or OZK Pathway Savings Account is equivalent to 1 Entry. The number of Entries is limited to 10 per customer per Monthly Prize Period, from all qualifying accounts held by the Account Holder. Prize awarded as a direct deposit to the winners OZK Savings Account, Personal Savings Account or OZK Pathway Savings Account. For complete rules visit ozk.com/greatersavings.

^**Mobile and Online Banking require enrollment. Mobile banking availability may be affected by your mobile carrier’s coverage area. Carrier data charges may apply.

^{View 2025 Greater Savings Official Rules}

²Mobile features require enrollment. Availability may be affected by your mobile carrier’s coverage area. Carrier data charges may apply.

³Restrictions and limitations apply. Not available to all account types.

⁴Eligibility requirements and restrictions apply. Deposits are subject to verification and not available for immediate withdrawal. Refer to the Bank OZK Retail Online and Mobile Banking Agreement for more details.

⁵Zelle® requires enrollment. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.