Home Loans
With so many options, navigating home loans can be overwhelming. Which loan type is right for you? Need down payment assistance? What paperwork comes first? Don't worry — we’re here to help!
A Greater Home Awaits
Whether you're purchasing your first home, upgrading to your next dream home or refinancing for a better rate, take the pressure off by working with a partner invested in you. From application to closing, we're with you every step of the way.
Plus, capitalize on banking the OZK way.
- Experience exceptional service.
- Secure competitive rates.
- Enjoy a convenient application process with the OZK Home mobile app.
Mortgage Options
- Bank OZK offers this product to all qualified applicants subject to program and underwriting guidelines. To be eligible for the Freedom Advantage Mortgage: The property must be a one- or two-unit detached single family home, townhouse or condominium AND the applicants must meet income restrictions, based on the Metropolitan Statistical Area (MSA) median family income of the property location. OR the property location must be in low-to-moderate income (LMI) census tracts within Bank OZK’s Community Reinvestment Act (CRA) Assessment Areas. OR the property location must be in a majority-minority census tract (MMCT) in one of Bank OZK’s designated markets.
Let's Connect
Need assistance with something? Our Customer Care Team is available to help you Monday through Friday from 7am to 7pm CT and Saturday from 7am to 4pm CT.
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