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Investment Accounts

No matter your age, it’s always the right time to think about and prepare for retirement. Saving for tomorrow begins today!

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Investment Account Options

Our different investment accounts offer benefits and features to meet a variety of financial planning needs:

*INVESTMENT PRODUCTS ARE NOT A DEPOSIT | NOT FDIC INSURED | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | NOT GUARANTEED BY THE BANK | MAY GO DOWN IN VALUE

Money Market Account

Saving for a big purchase or an unexpected expense? Our Money Market accounts let you earn competitive interest while maintaining access to your funds when needed.

Discover which money market account is right for you
    Investor’s Choice Money Market – All balances earn the same great yield!
  • Our highest Yielding Money Market Account
  • Minimum Opening Balance: $1,000
  • Minimum Balance to avoid service charge: $1,000
  • Monthly Service Charge: $10 if balance falls below stated minimum any day in the statement cycle
  • Account Withdrawals/Transfers: Allowed up to six per calendar month*
  • *Each calendar month during which the transaction limit is exceeded, the account will be charged $10 in addition to other fees and charges. TRANSACTION LIMITATIONS: According to federal law, you may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, internet bill payments, and debit card or similar transactions from your account per calendar month.

    Money Market Gold – This is a tiered account, which means the more you invest, the more you earn!
  • Offers Higher Interest Rates thank Money Market Plus
  • Minimum Opening Balance: $10,000
  • Minimum Balance to avoid service charge: $10,000
  • Monthly Service Charge: $10 if balance falls below stated minimum any day in the statement cycle
  • Account Withdrawals/Transfers: Allowed up to six per calendar month*
  • *Each calendar month during which the transaction limit is exceeded, the account will be charged $10 in addition to other fees and charges. TRANSACTION LIMITATIONS: According to federal law, you may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, internet bill payments, and debit card or similar transactions from your account per calendar month.

    Money Market Plus – This is a tiered account, which means the more you invest, the more you earn!
  • Minimum Opening Balance: $1,000
  • Minimum Balance to avoid service charge: $1,000
  • Monthly Service Charge: $10 if balance falls below stated minimum any day in the statement cycle
  • Account Withdrawals/Transfers: Allowed up to six per calendar month*
  • *Each calendar month during which the transaction limit is exceeded, the account will be charged $10 in addition to other fees and charges. TRANSACTION LIMITATIONS: According to federal law, you may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, internet bill payments, and debit card or similar transactions from your account per calendar month.

Ready to open a Money Market account?

Find Your Nearest Location Here

Certificate of Deposit (CD)

CDs can be an important part of your investment strategy. You earn a predictable return with higher interest rates than savings accounts in exchange for holding your deposit for a fixed time period. You can open a Bank OZK CD online in minutes, or if you prefer stop by your nearest location or give us a call at (844) 901-6975.

Discover more about certificates of deposit

CD accounts feature:

  • Minimum Opening Balance: $1,000
  • Terms: 7 days up to 5 years
  • Interest: Compounded monthly
  • Penalty for early withdrawal

Tomorrow Begins Today

We'll help you live your best financial life.

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