Investment Accounts
No matter your age, it’s always the right time to think about and prepare for retirement. Saving for tomorrow begins today!
Open OnlineInvestment Account Options
Our different investment accounts offer benefits and features to meet a variety of financial planning needs:
- Roth IRAs
- Rollover IRAs
- Certificates of Deposit
*INVESTMENT PRODUCTS ARE NOT A DEPOSIT | NOT FDIC INSURED | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | NOT GUARANTEED BY THE BANK | MAY GO DOWN IN VALUE
Money Market Account
Saving for a big purchase or an unexpected expense? Our Money Market accounts let you earn competitive interest while maintaining access to your funds when needed.
- Our highest Yielding Money Market Account
- Minimum Opening Balance: $1,000
- Minimum Balance to avoid service charge: $1,000
- Monthly Service Charge: $10 if balance falls below stated minimum any day in the statement cycle
- Account Withdrawals/Transfers: Allowed up to six per calendar month*
Investor’s Choice Money Market – All balances earn the same great yield!
*Each calendar month during which the transaction limit is exceeded, the account will be charged $10 in addition to other fees and charges. TRANSACTION LIMITATIONS: According to federal law, you may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, internet bill payments, and debit card or similar transactions from your account per calendar month.
- Offers Higher Interest Rates than Money Market Plus
- Minimum Opening Balance: $10,000
- Minimum Balance to avoid service charge: $10,000
- Monthly Service Charge: $10 if balance falls below stated minimum any day in the statement cycle
- Account Withdrawals/Transfers: Allowed up to six per calendar month*
Money Market Gold – This is a tiered account, which means the more you invest, the more you earn!
*Each calendar month during which the transaction limit is exceeded, the account will be charged $10 in addition to other fees and charges. TRANSACTION LIMITATIONS: According to federal law, you may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, internet bill payments, and debit card or similar transactions from your account per calendar month.
- Minimum Opening Balance: $1,000
- Minimum Balance to avoid service charge: $1,000
- Monthly Service Charge: $10 if balance falls below stated minimum any day in the statement cycle
- Account Withdrawals/Transfers: Allowed up to six per calendar month*
Money Market Plus – This is a tiered account, which means the more you invest, the more you earn!
*Each calendar month during which the transaction limit is exceeded, the account will be charged $10 in addition to other fees and charges. TRANSACTION LIMITATIONS: According to federal law, you may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, internet bill payments, and debit card or similar transactions from your account per calendar month.
Ready to open a Money Market account?
Find Your Nearest Location HereCertificate of Deposit (CD)
CDs can be an important part of your investment strategy. You earn a predictable return with higher interest rates than savings accounts in exchange for holding your deposit for a fixed time period. You can open a Bank OZK CD online in minutes, or if you prefer stop by your nearest location or give us a call at (844) 901-6975.
CD accounts feature:
- Minimum Opening Balance: $1,000
- Terms: 7 days up to 5 years
- Interest: Compounded monthly
- Penalty for early withdrawal
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